I felt that time really does fly pass that fast....

First I wanted to wish my mum Happy Birthday!! I never got to wish her in time because she fell asleep already...but that's ok, I've the got the whole day to wish her...

Secondly, I have been thinking what am I going to do in the later part of my life...Of course NS would come right afterwards, in fact, should be a few months away from now....Should I continue to study in University or plunge myself in the working world....Probably I should start working...Studying means more money...Even with the government grants and the help that you can qualify, you still need to fork out that "little" sum...

"Little" doesn't mean a mere hundreds of dollars...it could be 3k-5k and above...how can I fork out that huge sum...Sad to say that I'm not born rich but I'm more than glad to have a happy-go-lucky family...

Just now as I was sitting alone at the bus stop, I was wondering what is the responsibility that I'm going to bear...My elder sis has been helping a lot and parents are wearing out pretty soon... Luckily my lil' sis has her own job to suffice her needs that leaves us the brothers depending on m parents for support...

Now, I still have guilty feeling as I should have started working soon so that we could live better...but the other part of me would beckons me to study as it would give me a one-way ticket for better paying job....

I didn't waste my time now, I'm tutoring, part time for a mere 150...I know it is not that much but at least it could last me for at least 15 days...Now I'm learning how to become smart saver...Of course I did save, but I began to save more and spend lesser each day...

I cut down on watching movies, less eating at McDonalds and other fast food restaurants, avoid those pokka tea because I made a ritual trip to 7-11 at nite just for that drink...I began to be more calculative like say, would it better to have a jumbo pack than smaller individuals one or should I buy the 1.5l or the 500ml coke...Unlike my previous days, I never think twice what I want to buy, I just grab and pay...then, minimising transportation is next...

Whenever I'm not that tired, I walk to the interchange even though it is a few cents only, I consider it could save me for a longer trip when I need one...

It is pretty hard to have a good money discipline...but I must persevere...

For beginning, I thought I start with a plain water bottle for any occassion...I did that in India for three months and it was good experience...I know you could just pop a coin into that vending machine which conveniently located at most bus stop for a drink but try this, save up that $1.50 or what for a free plain water in your own bottle...Imagine ten times you have to drink without any water cooler in sight and you could save up $15....

I'm starting to act like Kiasu but this is first step to become a little richer...